Through your bankRepayable loan · Innovation, Science and Economic Development Canada
Canada Small Business Financing Program
Government-guaranteed bank loans up to $1.15M
The federal government shares the risk with your bank, making it easier to borrow for equipment, real property, leaseholds and working capital.
How the money works
- Maximum
- $1.15M total, including up to $500K for equipment and leaseholds
- How
- Apply through a participating bank or credit union
Who may be eligible
- Annual gross revenue of $10M or less
Meeting these criteria does not guarantee funding. Innovation, Science and Economic Development Canada decides eligibility and approval for each application.
Details last checked October 22, 2026. Amounts and intake dates change; we confirm them with the program before you apply. Official program page.